Deutsche Bank is the "real German bank" option for expats who want more than a mobile app. With nationwide branches, English-speaking advisors, and a full product range, it's built for people planning to stay in Germany long-term.
Why Expats Choose Deutsche Bank
Credibility that matters: German landlords and employers recognize Deutsche Bank instantly. When you're competing for apartments or negotiating salary payments, a traditional bank account signals stability.
Products neobanks can't offer: Need a blocked account (Sperrkonto) for your student visa? Planning to buy property someday? Deutsche Bank handles the full financial lifecycle—current accounts, savings, investments, mortgages, and loans—all under one roof.
In-person banking when you need it: Some things are easier face-to-face. With 400+ branches, you can walk in, sit down with an advisor, and sort out complex issues that would take weeks over chat support.
Account Options
- AktivKonto: Standard current account. €5.90/month. Debit card included, basic online banking.
- BestKonto: Premium account. €12.90/month. Includes credit card, travel insurance, and priority support.
- Blocked Account (Sperrkonto): Required for student visas. One-time €99 setup fee. Monthly releases of €934 to meet visa financial requirements.
What's Included
- German IBAN for salary, rent, contracts
- Free ATM withdrawals at 7,000+ Cash Group machines –
- SEPA transfers (free) and international transfers
- Mobile app and online banking in English
- Video appointments with English-speaking advisors
- Apple Pay and Google Pay
Key Info
- Languages: English & German
- Website & app in English: Yes
- English support: +49 69 910 10000 (Mon–Fri 08:00–20:00)
- Opening requirements: Passport, proof of address (Meldebescheinigung), German tax ID helpful but not required initially
Best For
Students needing blocked accounts, professionals who value in-person banking, anyone planning to stay in Germany long-term and wanting mortgages or loans later. Not ideal if you just want a free app-only account—consider N26 or Wise instead.
