What.Finance? is a fee-only, independent financial advisor run by Jonas Voelker — a former expat with 25 years of experience in investment banking and private equity, now helping fellow expats in Germany make sense of their finances in English.
Unlike bank advisors and insurance agents who earn commissions on what they sell you, What.Finance? operates as a licensed fiduciary (§34h GewO) — legally required to act in your interest. No commissions, no product referrals, no conflicts of interest.
Services offered:
– What.Investment? — Analysis of your existing investments and a personalised, cost-efficient strategy based on your risk profile and goals
– What.Retirement? — Review of German pension savings products (Riester, Rürup, Lebensversicherungen) and retirement planning suited to your expat situation
– What.Plan? — Comprehensive financial plan combining investment and retirement advice with a full picture of your personal finances
Key info:
– Languages offered: English and German
– Website in English: Yes
– Format: Video call (location-independent across Germany)
– Pricing: Fixed fees — cost confirmed upfront
– Money-back guarantee if not satisfied
