Finom

Finom is a European business account provider serving freelancers, sole entrepreneurs, and growing companies in Germany, including GmbH, UG, GbR, and KG. Accounts come with a German IBAN, usually issued within 24 hours.

Finom is built around invoicing and accounting: it includes e-invoicing tools compliant with Germany's new e-invoicing rules, plus integrations with more than 50 accounting and bookkeeping tools.

Good to know:

• Free Solo plan for freelancers, with paid plans for growing businesses
• Up to 3 percent cashback on card spending, depending on plan
• International payments to more than 150 countries
• Funds are safeguarded, with deposits held via partner bank BNP Paribas