N26

Mobile-first German bank offering fully English app, website and chat support. Open a free IBAN account in minutes, get a Mastercard, free SEPA transfers & real-time spending notifications.

Banking & Money

N26 is a licensed German digital bank built for smartphones. Open an account online via its English app or web to receive a German IBAN and virtual or physical Mastercard.

Live chat runs daily 07:00–23:00 CET in English (and French, Italian, or Spanish), and an English phone line is available for urgent issues.

Key info:

- Languages offered: English, French, Italian, Spanish, German

- Website in English: Yes

– App in English: Yes

– Support hours: 07:00 – 23:00 CET daily

Free SEPA instant transfers and MoneyBeam let you send or receive euros in seconds, while push notifications and budgeting tools help you track spending. Premium tiers add travel insurance, crypto trading and priority phone support.