Qonto

Business account with a German IBAN for freelancers, sole traders, and companies, with English-language human support, DATEV integration, and built-in invoicing and bookkeeping tools.

Business Banking

Qonto is a European business account provider offering a German IBAN account for freelancers, sole traders, and companies including GmbH, UG, GbR, KG, and AG. Accounts can typically be opened online in about 10 minutes.

Qonto is a DATEV partner, so German-based accountants can connect directly to a client's account, and the platform includes built-in invoicing, expense management, and cash flow tools.

Good to know:

Free Starter plan for freelancers and sole traders, with paid plans for growing businesses
Human customer support available in English
Regulated as a payment institution, supervised by BaFin and the French ACPR
Flexible business loans available up to €1 million

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